Insurancefor the risksof tomorrow.
1B builds insurance solutions for emerging technologies, digital assets and autonomous systems.
Classes of exposure
- AI
- Digital assets
- Robotics
- Autonomous systems
- Tokenized assets
Five classes of exposure. One underwriting architecture.
- Verify
- Monitor
- Prevent
- Recover
- Insure
Why this exists
The world is changing.
Value has moved into systems that did not exist when the wordings covering it were written.
Technology is accelerating.
A model, a fleet or a protocol can change materially between one renewal and the next.
New systems create new risks.
Failures that are instant, correlated and global, and that no loss history yet describes.
Insurance was not built for this.
The annual questionnaire, the site visit, the historical triangle: each assumes the risk holds still.
1B is building the insurance infrastructure for what comes next.
Verified before cover is given, monitored while it runs, and priced against what is actually observed.
The world isbecomingautonomous.
Exposure compounds. Cover extends in a straight line.
The market does not lack capital. It lacks a way to understand these exposures well enough to deploy it: so it withdraws, excludes, or prices defensively. That is a rational answer to a problem you cannot see. 1B builds the visibility first.
Digital Assets
Value held in cryptographic key material. The loss event is instant, irreversible and global.
EstablishedArtificial Intelligence
Probabilistic systems placed inside deterministic processes. Liability moves from the tool to the decision it produced.
ScalingRobotics
Machines leave the safety cage and enter shared human environments. Fleet-scale systemic exposure appears for the first time.
EmergingAutonomous Systems
Software given the authority to act in the physical world. Causation becomes contested and severity becomes physical.
ScalingTokenized Assets
Real-world assets represented on programmable rails. The insurable object becomes the link between asset and register.
Emerging
Every one of these economies will need an insurer that understands it. Very few insurers will.
- Digital Asset InsuranceCustody · Exchange · InfrastructureInsurance solutions for crypto companies, exchanges, custodians and digital asset infrastructure.
- MiCAR / CASP InsuranceEuropean regulatory perimeterInsurance solutions designed around the regulatory requirements of the European digital asset market.
- AI RiskModels · Agents · AutonomyInsurance solutions for companies deploying artificial intelligence and autonomous AI systems.
- Robotics InsuranceHumanoid · Industrial · AutonomousInsurance for humanoid robots, industrial robotics and autonomous machines.
- Tokenized AssetsRWA · Settlement · RegistryProtection for tokenized real-world assets and digital financial infrastructure.
- Cyber & Digital RiskTechnology-driven businessesNext-generation protection for technology-driven businesses.
Insurance isthe last step.Not the only one.
Verify
Establish the ground truth
Every engagement begins with independent verification of the architecture that carries the risk: custody design, model governance, safety envelope, dependency graph. Nothing is bound on a declaration alone.
- Architecture review
- Control baseline
- Exposure map
Monitor
Observe the risk continuously
Once a baseline exists, it is maintained. Technical, operational and contextual signals are read continuously, so that the underwriting view reflects the business as it is today rather than as it was described at inception.
- Signal ingestion
- Deviation alerts
- Portfolio telemetry
Prevent
Reduce severity before it occurs
Where monitoring surfaces a drift, it produces an action: a hardening requirement, an escalation threshold, a change in operating envelope. Prevention is written into the relationship, not offered as an afterthought.
- Remediation paths
- Hardening requirements
- Escalation triggers
Recover
Contain and restore
When an event occurs, technical containment, forensics, legal and communications operate as one engagement. Speed of restoration is a determinant of ultimate loss, so it is treated as an underwriting variable.
- Incident coordination
- Forensics and recovery
- Restoration support
Insure
Transfer what remains
Risk transfer is the final step, not the first. What reaches the market is a verified, monitored and actively managed exposure, which is a fundamentally different object to place than an unexamined one.
- Programme structuring
- Capacity placement
- Continuous re-rating
Insurance,rebuilt arounddata.
- L5Respond
- L4Operate
- L3Underwrite
- L2Model
- L1Signal
Evidence returns to the model, the portfolio learns from every event
- DataOn-chain state, telemetry, control attestations, dependency graphs.
- Risk signalsRaw input resolved into what can fail, how severely, how correlated.
- MonitoringThe underwritten state is maintained, not reconstructed at renewal.
- UnderwritingHuman judgement, working on evidence that is current.
- InsuranceCapital applied to an exposure that is actually understood.
Eight structures.One underwritingengine.
Digital assets
Value that exists as a record. The insurable object is the architecture that holds it: the key material, the register, the redemption right and the regulated firm that operates them.
Autonomous machines
Machines that move in the physical world. Risk is ordered along the two factors that actually drive it: proximity to people, and how freely the machine moves.
Capacity, limits, wordings and commercial terms are not published. They are structured per counterparty and shared directly under engagement.
All productsAn insurancecompany builtlike a technologycompany.
Insurance expertise
Underwriting, structuring and placement handled by people who have carried risk, not only described it.
Technology
Built as infrastructure. The data model is the product as much as the wording is.
International
Structured for cross-border operators, because none of these risks respect a single jurisdiction.
Speed
New exposure classes are addressed while they are still forming, not once they are actuarially comfortable.