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Technology-driven businesses

Cyber cover thatreflects how thebusiness actually runs

Most cyber programmes are underwritten from a questionnaire completed once a year. The attack surface changes weekly. 1B treats cyber as a continuously measured exposure, with the insurance calibrated to the control state observed rather than the control state declared.
Risk class
Cyber & Digital Risk
Focus
Technology-driven businesses
Related products
T-SURE · NOVA
Operating model
Verify → Monitor → Prevent → Recover → Insure
Attack surfaceIDLE
DEPENDENCY GRAPH · EXPOSURE · CONTINUOUS RE-RATING
The gap

Why the traditional market struggles

Annual, self-attested underwriting produces a picture that is out of date the moment it is signed. It also prices systemic exposure poorly: a single cloud region, identity provider or software dependency can sit behind an entire sector's exposure at once. Underwriting modern technology businesses requires visibility of the dependency graph, not a checklist.

Exposure surface

What we structurearound.

The risk surfaces that shape the programme. Cover is structured per counterparty, this is the map, not the wording.

Business interruption

Revenue loss from outage of the firm's own systems or of the providers it depends on.

Extortion and encryption

Ransomware, data-theft extortion and the operational cost of the response.

Data and privacy liability

Third-party claims and regulatory exposure following unauthorised access or disclosure.

Supply chain and dependency

Compromise reaching the firm through a vendor, package or shared infrastructure provider.

Funds transfer fraud

Social engineering, identity compromise and fraudulent instruction, increasingly synthetic.

Systemic and correlated loss

Exposure concentrated in a small number of providers shared across an entire sector.

How 1B operates here

The loop, appliedto this class.

The same five stages, calibrated to the specific evidence this risk class produces.
  1. Verify

    External and internal control assessment mapped to the dependency graph the business actually runs on.

  2. Monitor

    Continuous exposure signal: surface change, credential exposure, vendor posture, threat context.

  3. Prevent

    Prioritised remediation tied to the exposures that carry real severity for this business.

  4. Recover

    Response, forensics, negotiation and restoration coordinated as a single engagement.

  5. Insure

    Cover priced against the observed control state, and revisited as that state changes.

Continuous signals

What stays under observation once the risk is bound.

  • External attack surface
  • Identity and access posture
  • Vendor and dependency concentration
  • Backup and restoration capability
  • Credential and exposure intelligence
  • Sector threat context
Built for
  • Technology and platform companies
  • Financial institutions and fintechs
  • Infrastructure and cloud-native operators
  • Data-intensive enterprises
  • Private equity portfolio companies
Cyber & Digital Risk

This risk isalready live.The insuranceshould be too.