T-SURE
- Overview
- Embedded protection layer
- What it protects
- The client's balance on the venue and the transactions they make there, inside the venue, not the route out of it.
- Written against
- The regulated venue perimeter, MiCAR where the venue is European
Embedded protection layer
Cover modules
- Platform integration
Protection surfaced natively inside the platform's own product flow, under the platform's own interface.
- Programmatic eligibility
Eligibility and risk assessment resolved from platform signals rather than from forms.
- Portfolio underwriting
The platform's population is underwritten as a portfolio, with pricing informed by observed behaviour.
- Operational reporting
Continuous reporting back to the platform on exposure, uptake and concentration.
- Response pathway
A defined incident route that runs through the platform's own support and operations model.
Perils covered
- Theft and account takeover affecting a client balance held on the venue
- Technical failure of the venue that causes a client loss
- Insolvency of the venue, within the defined cover
- The transaction itself, at the point the client is already transacting
Never covered
- Price movement, trading loss and any market outcome
- The route into self-custody, and everything that happens after it
- Client credential loss outside the venue's control
- Unregulated venues and counterparties
- War, terrorism, nuclear energy, pandemic and sovereign acts
Conditions of inception
These are conditions of inception, not matters of claim. Where the evidence is not in place, cover does not attach.
Written against
- The regulated venue perimeter, MiCAR where the venue is European
- KYC, KYT and Travel Rule discipline on the protected accounts
- Per-account limits and hard aggregates, agreed per counterparty
Venue eligibility
A regulated venue, with the perimeter of the protected balance defined before cover attaches.
Technical attestation
An independent view of the venue's control environment, refreshed rather than filed once.
Account-level reconciliation
Balances reconcilable per account, so the insured object is never a modelled number.
Claims evidence route
An agreed evidence path from the venue's own records to the claim file.
Built for
- Exchanges and trading venues
- Custodial wallet providers
- Brokerage and payment platforms
- Digital asset neobanks
Capacity, limits, wordings and commercial terms are not published. They are structured per counterparty and shared directly under engagement.