Insurance for assetsthat move at thespeed of a block
- Risk class
- Digital Asset Insurance
- Focus
- Custody · Exchange · Infrastructure
- Related products
- T-SURE · NOVA
- Operating model
- Verify → Monitor → Prevent → Recover → Insure
Why the traditional market struggles
Conventional specie and crime wordings were drafted around physical property and human custody chains. They assume recoverability, jurisdictional reach and a loss timeline measured in days. Digital asset loss is atomic: signature, broadcast, settlement, finality. Underwriting it requires an understanding of key ceremony design, quorum policy, signer independence and chain-level exposure, expertise that sits outside the traditional market's core competence.
What we structurearound.
Key compromise
Theft or misuse of private key material across hot, warm and cold environments, including seed generation and backup custody.
Insider and collusion risk
Quorum defeat, signer collusion and privilege escalation inside the signing perimeter.
Infrastructure failure
HSM, MPC and multi-signature implementation faults, dependency compromise and provider concentration.
Protocol and smart contract exposure
Contract logic failure, upgrade and admin-key risk, oracle manipulation and bridge dependency.
Operational and settlement error
Misdirected transfers, address substitution, chain or network selection error and irreversible settlement.
Professional and management liability
Third-party claims against the firm and its leadership arising from custody, listing and treasury decisions.
The loop, appliedto this class.
- Verify
Independent review of custody architecture, key ceremony, quorum policy and signer separation before any risk is bound.
- Monitor
Continuous read of proof-of-reserve attestations, wallet posture, signer changes and dependency health.
- Prevent
Structured remediation paths, policy hardening requirements and escalation thresholds agreed at inception.
- Recover
Incident coordination with forensics, chain analytics and recovery counsel from the first hour.
- Insure
Risk transfer structured around the verified architecture, with capacity placed into specialist markets.
What stays under observation once the risk is bound.
- Custody architecture class
- Quorum and signer topology
- Cold / warm / hot ratio
- Attestation cadence
- Dependency concentration
- Chain and asset exposure mix
- Incident and near-miss history
- Exchanges and trading venues
- Qualified and technology custodians
- Asset managers and treasuries
- Payment and settlement infrastructure
- Institutional market makers